Yes, and it will depend on several factors, like your dog's age, breed and the condition being treated. If you have a Lifetime policy, your excess will be fixed for each yearly period and reviewed annually. Your fixed excess could change if your circumstances change during a fixed period (e.g., moving to a new area).
Up to the time your dog is 5 years old or 8 years old, depending on its breed, your excess will be a defined amount that we'll tell you following each annual review. After this time, it will change to a newly defined amount or a percentage of your contribution – whichever is greater.
In every instance, we'll write to you to let you know a year in advance of the change.
The dog breeds for which your excess calculations change at five years old are Beauceron, Bernese Mountain Dog, Bulldog, Bullmastiff, Deerhound, Dogue de Bordeaux, Estrela Mountain Dog, Giant Schnauzer, Great Dane, Irish Wolfhound, Leonberger, Mastiff, Neapolitan Mastiff, Newfoundland, Old English Bulldog, Old English Sheepdog, Poodle (Standard), Pyrenean Mountain Dog, Rhodesian Ridgeback, Rottweiler, Shar Pei, St Bernard, Standard Poodle, Tibetan Mastiff and Utonagan.